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📚 HamroBeema Insurance Blog

Nepal's most comprehensive insurance guides, news, tips, and expert advice. In Nepali and English.

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MOTOR INSURANCE

Motor Insurance Rules 2081: What Changed in Nepal This Year

New NIA directives for motor insurance in Nepal. Mandatory third-party limits raised, digital renewal introduced, and faster claim settlements.

📅 Bhadra 5, 2081⏱️ 7 min
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LIFE INSURANCE

Term Life vs Endowment: Which is Right for You in Nepal?

We break down the key differences between term life and endowment plans with real premium examples from Nepal's top insurers.

📅 Ashadh 22, 2081⏱️ 9 min
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TIPS & ADVICE

7 Mistakes to Avoid When Buying Insurance in Nepal

Most Nepalis make costly mistakes when buying insurance. Learn how to avoid underinsurance, wrong nominees, and missed tax benefits.

📅 Jestha 10, 2081⏱️ 6 min
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TRAVEL INSURANCE

Do You Need Travel Insurance for Everest Base Camp Trek?

Helicopter rescue from EBC costs USD 5,000–8,000. Here's why trekking insurance is essential and what plans cover the most.

📅 Chaitra 28, 2080⏱️ 8 min
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BEGINNER GUIDE

बीमा गर्नु अघि जान्नु पर्ने ७ कुरा (Nepali)

नेपालमा बीमा खरीद गर्दा के कुरा बुझ्नु जरुरी छ? यो गाइडमा सबै आधारभूत जानकारी छ।

📅 Falgun 15, 2080⏱️ 10 min
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INDUSTRY NEWS

Nepal's Insurance Sector Grows 18% in FY 2080/81

Nepal Insurance Authority annual report shows strong growth in life and non-life insurance. Premium income surpasses NPR 50 billion for first time.

📅 Shrawan 1, 2081⏱️ 5 min
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HEALTH INSURANCE

Top 5 Health Insurance Plans for Families in Nepal 2081

Comparing the best family floater health insurance plans available in Nepal this year. Includes premiums, coverage, and claim ratios.

📅 Baisakh 10, 2081⏱️ 11 min
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TAX & SAVINGS

How to Save Tax with Insurance in Nepal (2081 Guide)

Life insurance premiums, health insurance premiums, and pension contributions are all tax-deductible. Here's how to maximize your savings.

📅 Magh 20, 2080⏱️ 7 min
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CLAIMS GUIDE

How to File a Health Insurance Claim in Nepal: Step-by-Step

A complete walkthrough of the health insurance claim process in Nepal — both cashless and reimbursement claims with real examples.

📅 Poush 5, 2080⏱️ 9 min
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