Home › Travel Insurance

✈️ Travel Insurance
for Nepali Travelers

Travel with confidence. Get covered for medical emergencies, trip cancellation, baggage loss, and flight delays — domestically and internationally.

Popular: 🌏 Worldwide 🇮🇳 India 🗺️ Asia Pacific 🏔️ Trekking 🕌 Schengen
Compare Travel Plans Get Quick Quote

Get Travel Insurance Quote

Compare plans for your trip

Coverage

What Does Travel Insurance Cover?

🏥

Medical Emergency

Hospital, surgery, doctor fees abroad. Up to USD 500,000 medical coverage for world plans.

🚁

Emergency Evacuation

Helicopter rescue and medical evacuation from remote trekking areas. Essential for Nepal trekkers.

✈️

Trip Cancellation

Refund of non-refundable trip costs if you must cancel due to illness, death in family, or disasters.

🧳

Baggage Loss

Compensation for lost, stolen, or damaged baggage and personal belongings during travel.

Flight Delay

Daily allowance if your flight is delayed by 6+ hours. Covers meals, accommodation expenses.

🏠

Emergency Repatriation

Covers cost of returning mortal remains to Nepal in case of death abroad. Full repatriation.

💼

Travel Document Loss

Assistance and expenses for replacing lost passport, visa, and travel documents abroad.

⚖️

Personal Liability

Legal expenses if you accidentally injure someone or damage property while abroad.

🏔️ Special Plan

Nepal Trekking &
Adventure Insurance

Nepal is home to 8 of the world's 10 highest peaks. Trekking insurance is mandatory for all trekkers and climbers in Nepal's national parks and restricted areas.

HamroBeema provides specialized trekking insurance accepted by Nepal Tourism Board (NTB), TAAN, and all trekking permit authorities.

  • Helicopter rescue from Everest, Annapurna, Langtang
  • Altitude sickness (HACE, HAPE) treatment
  • Search & rescue operations
  • Accidental death & disability
  • Accepted by NTB, TAAN, and Nepal Mountaineering Association
Get Trekking Insurance →

🏔️ Popular Trekking Routes Covered

Everest Base Camp (5,364m)Covered
Annapurna Circuit / ABCCovered
Langtang ValleyCovered
Manaslu Circuit (5,160m)Covered
Mt. Everest Summit (8,849m)Special Plan Required
⚠️ High altitude plans (above 6,000m) require specialized policies. Contact us for mountaineering expedition insurance.
Plans

Popular Travel Insurance Plans

Basic Travel Plan

For short domestic/India trips

NPR 850/trip
Up to 7 days | India/SAARC
Medical: USD 25,000
Baggage: NPR 25,000
Trip cancellation: NPR 20,000
No adventure sports
Buy Now
⭐ BEST VALUE

International Gold Plan

For worldwide travel

NPR 3,200/trip
Up to 30 days | Worldwide (excl. USA)
Medical: USD 150,000
Emergency evacuation: USD 100,000
Trip cancellation: NPR 75,000
Baggage: NPR 60,000
Buy Now

Trekking Adventure Plan

For trekkers in Nepal

NPR 2,500/trip
Up to 30 days | Nepal trekking routes
Helicopter rescue: USD 50,000
Altitude sickness treatment
Accepted by TAAN/NTB
Search & rescue operations
Buy Now
View All Travel Plans →
FAQ

Travel Insurance FAQ

Is travel insurance mandatory for Nepal visa?
Travel insurance is not mandatory for Nepal visa, but it is strongly recommended. For Schengen (Europe) visa, travel insurance is mandatory showing minimum EUR 30,000 medical coverage. For trekking permits in Nepal's conservation areas, insurance with helicopter rescue is required.
When should I buy travel insurance?
Buy travel insurance as soon as you book your trip, not just before departure. Buying early gives you trip cancellation protection from the booking date. For comprehensive protection, purchase at least 15 days before departure for pre-existing condition coverage to kick in.
Does travel insurance cover COVID-19?
Most current travel insurance plans in Nepal include COVID-19 medical coverage for hospitalization. Trip cancellation due to COVID diagnosis before departure is covered in premium plans. Check the specific policy terms as coverage varies between insurers.

Travel Smart, Travel Safe

Get your travel insurance in minutes. Compare plans and buy instantly. Available for Nepal domestic and international trips.

✈️ Compare Travel Plans 📞 Call Expert