🏆
About Nepal Life Insurance
Nepal Life Insurance Company Limited (NLIC) is one of Nepal's leading and largest life insurance companies. Established in 2001 (BS 2058), NLIC operates under the regulatory framework of the Nepal Insurance Authority (NIA). With over 5.2 lakh policyholders, 180+ branches and agents nationwide, and a claim settlement ratio of 92.4%, NLIC is widely trusted across Nepal.
The company offers a comprehensive portfolio of life insurance products including endowment plans, term insurance, money-back policies, children's plans, pension schemes, and group life insurance for organizations. NLIC has been listed on the Nepal Stock Exchange (NEPSE) since 2064 BS.
📋 Company Information
Full Name
Nepal Life Insurance Co. Ltd.
Nepali Name
नेपाल जीवन बीमा कम्पनी
Type
💙 Life Insurance
Established
2001 AD / 2058 BS
Registered Office
Lazimpat, Kathmandu
PAN Number
302562015
Company Reg. No.
56893/2058
NIA License No.
NIA-L-2058-004
NEPSE Symbol
NLIC
Paid-up Capital
NPR 28 Crore
Total Assets
NPR 112 Crore
Solvency Margin
Meets NIA Requirements
🏆 Awards & Recognition
🥇 Best Life Insurer Nepal 2080
📊 NEPSE Listed Company
✅ NIA Compliance Award 2079
⭐ 4.3★ Customer Excellence
💡 Digital Innovation Award 2080
⭐ Customer Rating Breakdown (4.3/5)
✅ Why Choose Nepal Life Insurance?
💰
Competitive Premiums
Low premium rates with high coverage benefits
⚡
Fast Claims
Average claim settlement in 7 working days
🌐
Digital Services
Online premium payment, policy download, and e-services
📍
Wide Network
180+ branches & agents across all 77 districts
📋 Insurance Products & Plans
Jeevan Suraksha Endowment
Endowment
Popular
Sum AssuredNPR 1L – 50L
Term10 – 30 years
Premium (Annual)From NPR 8,000
Maturity BenefitSum Assured + Bonus
Death BenefitSum Assured + Bonus
Age Limit18 – 60 years
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Saral Jeevan Term Plan
Term Life
Sum AssuredNPR 5L – 2Cr
Term5 – 20 years
Premium (Annual)From NPR 3,500
Maturity BenefitNo (Pure Protection)
Death BenefitFull Sum Assured
Age Limit18 – 55 years
Get Quote
Bal Bhavishya Children Plan
Children's Plan
Sum AssuredNPR 1L – 20L
TermUntil age 18-22
Premium (Annual)From NPR 5,000
Maturity BenefitEducation Fund + Bonus
Waiver BenefitPremium waiver on death
Child Age0 – 10 years
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Money Back Plan (20/25 Yr)
Money Back
Sum AssuredNPR 2L – 50L
Term20 or 25 years
Premium (Annual)From NPR 10,000
Survival Benefit20% every 5 years
Maturity Benefit40% + Bonus
Age Limit18 – 50 years
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Jeevan Pension Plan
Pension / Annuity
Min. PremiumNPR 25,000/year
AccumulationUp to retirement age
Pension StartAge 58 or 60
Annuity OptionsMonthly / Quarterly
Tax BenefitUp to NPR 40,000/yr
Age Limit25 – 55 years
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Group Life Insurance
Group / Corporate
Min. Group Size10 employees
Coverage1x to 5x Annual Salary
PremiumAs low as 0.5% of sum assured
Gratuity FundedYes
CustomizableYes — riders available
CertificateIndividual member certificates
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ℹ️
All premium rates are indicative and may vary based on age, health status, and policy terms. Get an exact quote by filling our form.
📍 Branch Network
180+ branches and offices serving all 77 districts of Nepal.
ℹ️
Nepal Life has 180+ branches and thousands of licensed agents. Use the website to find the nearest agent in your district.
⭐ Customer Reviews
Based on 1,240+ verified customer reviews on HamroBeema.
R
Ramesh Adhikari
Kathmandu • Endowment Plan Customer
★★★★★
"I have been a customer for 12 years. When I needed to claim after an accident, Nepal Life settled within 5 days. The staff at Lazimpat office were very helpful. Highly recommended for anyone looking for a reliable life insurer in Nepal."
✓ Verified Purchase • 3 months ago
S
Sita Rai
Pokhara • Money Back Plan Customer
★★★★☆
"Good company. My money back plan is going well and I received my survival benefit on time. The digital payment system is convenient. Only wish they had a better mobile app."
✓ Verified Purchase • 6 months ago
B
Bikash Thapa
Hetauda • Group Life Customer (HR Manager)
★★★★★
"Our company enrolled 200+ employees in Nepal Life Group Insurance. The process was smooth, premiums are competitive, and when one employee passed away, the claim was settled in just 4 working days. Excellent corporate service."
✓ Verified Purchase • 1 year ago
M
Maya Gurung
Chitwan • Children's Plan Customer
★★★★☆
"Took the Bal Bhavishya plan for my daughter 5 years ago. The premium is affordable — NPR 7,200 per year for NPR 5 lakh cover. The agent explained everything clearly. Plan to continue until she turns 18."
✓ Verified Purchase • 8 months ago
📋 Claim Process at Nepal Life Insurance
Step-by-Step Claim Process
1
Notify Nepal Life
Call 01-4001234 or visit nearest branch within 30 days of claim event
2
Submit Documents
Submit claim form + death certificate (or medical docs) + policy bond + ID documents
3
Claim Assessment
Nepal Life reviews documents within 3-5 working days. Medical examination if required.
4
Payment
Amount credited to bank account or paid by cheque within 7 working days of approval
📂 Required Documents (Death Claim)
📄Duly filled claim formDownload ↗
📜Original policy bond—
🗓️Death certificate (certified by Ward Office)—
🆔Nominee's citizenship certificate—
🏥Hospital discharge/death summary (if applicable)—
🏦Bank account details of nominee—