We're on a mission to make insurance accessible, transparent, and easy for every Nepali family. HamroBeema connects customers with 37+ NIA-licensed insurers on a single trusted platform.
Nepal has over 37 NIA-licensed insurance companies, yet insurance penetration remains at just 3.4% of GDP. Most Nepali families lack access to clear, unbiased information to make informed insurance decisions.
HamroBeema was created to bridge this gap — providing a transparent, multilingual platform where anyone can compare, buy, and manage insurance from the comfort of their home, in both Nepali and English.
We believe that informed insurance decisions save lives, protect families, and build financial resilience. That's why we provide free, unbiased comparison tools with no hidden commissions.
Built in Nepal, for Nepal. We understand the local insurance landscape, speak your language, and are committed to improving insurance access across all 7 provinces.
From an idea to Nepal's leading insurance marketplace
Our founders noticed that most Nepalis were buying insurance without comparing options, often overpaying or getting inadequate coverage. There was no central digital platform for insurance comparison in Nepal.
Incorporated in Kathmandu and obtained NIA Insurance Aggregator License (NIA-AGG-2079-001). Partnered with the first 10 insurers and launched our beta platform with health and life insurance comparisons.
Expanded our insurer network to 30+, launched motor and travel insurance, introduced the bilingual Nepali interface, and onboarded 500+ licensed agents across Nepal.
37+ insurers, 50K+ users, and growing. Launched digital claim filing, AI-powered premium comparison, and expanded into micro-insurance for rural Nepal.
These core principles guide every decision we make at HamroBeema
No hidden fees. All premium comparisons and insurer data is unbiased, independently verified, and free for consumers.
Built for Nepal's unique needs. Full bilingual support in Nepali and English for all customers across 7 provinces.
NIA regulated. All transactions secured with SSL. Your personal data is encrypted and never sold to third parties.
Accessible on any device — mobile, tablet, or desktop. No app download needed. Works on 2G networks too.
Get insurance quotes in under 2 minutes. Simple forms, clear language, and instant policy documents.
24/7 support in Nepali and English. Our team advocates for customers during claims, not just at purchase.
Our recommendations are powered by real claim settlement data, customer reviews, and verified financial ratings.
Bringing insurance to rural Nepal through micro-insurance partnerships and simple, affordable plans for all income levels.
HamroBeema operates under strict Nepal Insurance Authority (NIA) guidelines as a licensed insurance aggregator
We comply with all applicable laws and NIA guidelines including:
Passionate Nepalis building a better insurance future
CEO & Co-founder
Former insurance executive with 15 years in Nepal's insurance sector. IIM Ahmedabad alumni.
CTO & Co-founder
Software engineer with 10+ years. Previously at F1Soft International. Expert in fintech platforms.
Head of Partnerships
Built partnerships with 37+ NIA-licensed insurers. Former Business Development head at Nepal Life.
Head of Customer Success
Customer experience expert. Leads HamroBeema's 24/7 bilingual support team and claims assistance.
CFO
Chartered Accountant with expertise in insurance finance. 12+ years in Nepal's financial services sector.
Head of Legal & Compliance
Insurance law specialist. Manages NIA regulatory compliance and insurer agreements for HamroBeema.
Head of Marketing
Digital marketing strategist focused on financial inclusion. Former lead at Daraz Nepal.
We work with Nepal's top NIA-licensed insurance companies
Nepal Fintech Awards 2080
NIA Insurance Excellence 2080
Startup Nepal 2081
Nepal Digitech Summit 2081
We'd love to hear from you — customers, insurers, or partners