Nepal's Trusted Insurance Marketplace

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Get the best insurance plans from 37+ NIA-licensed companies. Compare premiums, check claims ratio, and buy in minutes.

✅ NIA Licensed 🔒 Secure Payment 📱 Mobile Friendly 24/7 Support
37+ Licensed Insurers
5L+ Policies Issued
95% Claim Success Rate

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TRUSTED BY NEPAL'S LEADING INSURERS

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Explore all types of NIA-regulated insurance plans — compare quotes, check claim ratios, and buy in minutes.

37+

Licensed Insurers

5L+

Policies Managed

₹480Cr+

Claims Settled

24/7

24/7 Support

Partners

Top Rated Insurers in Nepal

Compare plans from NIA-licensed insurance companies with verified claim settlement ratios

Simple Process

How HamroBeema Works

Buy insurance in 4 easy steps — compare, choose, pay, and stay covered.

1
📝

Enter Your Details

Tell us about yourself and what you want to insure

2
⚖️

Compare Plans

View quotes from 37+ insurers side by side

3
💳

Choose & Buy

Pick the best plan and pay securely online

4
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Top Picks

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Most-bought plans by Nepali customers this month

Customer Stories

Trusted by Nepali Families

"

HamroBeema ले मलाई नेपाल जीवन र MetLife को बीमा तुलना गर्न सजिलो बनायो। मैले ३० मिनेटमा परिवारको स्वास्थ्य बीमा किन्दिएँ।

R
Ramesh Sharma
📍 Kathmandu
★★★★★
"

Motor insurance claim process was very smooth. The team helped me with all paperwork and my claim was settled within 7 days. Highly recommend!

S
Sita Rana
📍 Pokhara
★★★★★
"

विदेश जाँदा ट्राभल बीमा लिनु अनिवार्य छ। यहाँ सबै कम्पनीको प्रिमियम हेरेर सस्तो योजना किन्न सजिलो भयो। धेरै धन्यवाद!

B
Bikash Tamang
📍 Lalitpur
★★★★☆
Learn More

Insurance Tips & Updates

Stay informed with the latest insurance news and guides for Nepal

🏥
Health Insurance

NIA's Digital Mandate: All Insurance Payments Must Be Digital by 2082

The Nepal Insurance Authority has mandated fully digital payments for all insurance claims and premiums starting 2082...

Read More →
💙
Life Insurance

Top 5 Life Insurance Plans in Nepal for 2081/82

Compare the best-performing life insurance plans in Nepal based on claim ratio, bonus rate, and customer satisfaction...

Read More →
🌾
Crop Insurance

New Agriculture Insurance Subsidy for Farmers in Nepal 2081

Government of Nepal has announced 75% premium subsidy for crop and livestock insurance under the new agriculture policy...

Read More →
FAQs

Frequently Asked Questions

Common questions about insurance in Nepal

Is HamroBeema regulated by NIA?

Yes, HamroBeema operates as a licensed insurance aggregator under the Nepal Insurance Authority (NIA) guidelines. All insurers listed on our platform are NIA-licensed companies. Our operations comply with the Digital Insurance Policy Guidelines 2081.

के हाम्रो बीमा मार्यत किनिएको बीमा वैध छ?

हो, हाम्रो प्लेटफर्ममार्फत किनिएका सबै बीमा पोलिसी नेपाल बीमा प्राधिकरण (NIA) ले अनुमोदित गरेका कम्पनीहरूले जारी गर्छन् र पूर्णतया वैध हुन्छन्। पोलिसी कागजात तुरुन्त इमेलमा पठाइन्छ।

How do I file an insurance claim through your platform?

You can file a claim directly through your Customer Dashboard. Go to "My Claims" → "File New Claim", fill in the details and upload supporting documents. You can also call our 24/7 helpline at 01-5970971 for claim assistance.

What payment methods are accepted?

We accept all major digital payment methods including eSewa, Khalti, IME Pay, Connect IPS, and all Nepal bank cards. As per NIA's Digital Mandate 2082, all payments must be processed digitally.

के कृषि बीमामा सरकारी अनुदान पाइन्छ?

हो, नेपाल सरकारले कृषि र पशुपन्छी बीमामा ७५% प्रिमियम अनुदान प्रदान गर्छ। यो अनुदान प्राप्त गर्न स्थानीय कृषि सेवा केन्द्रमा नागरिकता र जग्गा धनी प्रमाणपत्र लिएर सम्पर्क गर्नुहोस्।

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